1. Added Water Damages Coverage. Except for the changes it makes, all other terms of the poicy remain the l same and apply to this endorsement. This endorsement changes the policy. A car insurance endorsement can change your coverage significantly. English. Auto. damage, as a result of the use of reasonable physical force to protect any person(s) or property. Date JAN 26 1973. Please read this document carefully and keep it with your policy. Unless you’re Nostradamus, it’s impossible to predict what the exact cost will be to replace your home in the future. Jones v. mandatory. Or, you might add an endorsement to your. State Farm disagrees, contending that,after Poehler, State Farm “amended its policy to expressly address when interest begins to accruon a loss. 2d 242. (a) For purposes of this section, "insurer" means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, county mutual insurance company, Lloyd's plan, or other legal entity authorized to write personal automobile. 56-5536: Next Generation Home Owners’ Policy. $400,000. The term is also used to describe the. , February 1, 2016 – Beginning February 8, State Farm will offer customers a new coverage endorsement in Colorado to help fill insurance gaps for policyholders who use their personal cars to provide rides for a Transportation Network Company (TNC), like Uber and Lyft. Filing a home insurance claim. No two homes (or homeowners) are alike. 4 creditor – state farm bank, po box 5961, madison wi 53705-0961. of section 4. No. Traditional and Roth Individual Retirement Account (IRA) forms. In light of the foregoing, the district court did not err in dismissing HT’s statutory and common law bad-faith claims, which are all premised on the assertionThis endorsement changes. A. Estes is explicitly excluded from the definition of resident relative because he was one of the named insureds in the policies. Farm premises means the locations shown on the Declarations and when used to support farming. Depending on the company you're with, there may be an option to increase that coverage. HO 06 52 Home-Sharing Host Activities Amendatory Endorsement. State Farm Companies. 3d 875 (Mo. What is amendatory endorsement on State Farm? DEFINITIONS Newly Acquired Car is changed to read: If a newly acquired car is not otherwise afforded comprehensive coverage or collision coverage by this or any other policy, then this policy will provide Comprehensive Coverage or Collision Coverage for that newly acquired car,. against clients of Yours by the Internal Revenue Service or by any state or municipal tax authority. HO 32 48, Home-sharing Host Activities Amendatory Endorsement ± North Carolina (For Use With HO 00 05 ) 5. Cancellation is deleted and replaced by the. NF-5 Hospital Facility Form. The Policy also contained two endorsements. Ins. Under the rules of the 1990 farm program, amendatory endorsement FL 01 63 was required to be added to farm liability coverage form FL 00 20 (unless limited farm pollution liability coverage. law comprehensive legal database for any state court documents. The: (1) Rental or holding for rental; or. at 232-35. resident relatives. State Farm Mutual Automobile Insurance Company; b. WC 00 01 04A. Except for the changes it makes, all other terms of the policy remain the same and apply to this endorsement. Mailing the notice will be proof that you were notified. federal and state laws and regula-tions. Dicionário . Contact Bel Air State Farm Agent Shirley Brunkhorst at (410) 420-6384 for life, home, car insurance and more. Ct. C. The only other changes are editorial, and they make Rules 55 and 71 consistent with each other, as well as making the endorsements and policy forms more consistent with each other. GENERAL CONDITIONS, I. provisions. If your policy's standard coverage is inadequate, endorsements may offer specialized coverage to meet your needs. The perils covered by an HO-7 may be different than those covered by a standard HO-2. subsidiaries or affiliates of either a. Florida Senate - 2021 SB 88Post Insurance Policy Forms Question (below) Copies of over 100 Insurance Policy forms and endorsements from many insurers, with annotations by Ron Cercone, are available for instant download at Insuranceclaimebooks. 2 Coverage varies by state. a. ”. This endorsement modifies insurance provided under the following: HOMEOWNERS POLICY DEFINITIONS Under the definition of “ business ”, item d. com. 2 Residential Hurricane Coverage Endorsement. NF-4 Verification of Hospital Treatment. 2. Cost will depend on the size of your business and your insurance company. State Farm Companies, subject to their applicable eligibility rules; or . 1. In the context of insurance, an endorsement is additional coverage for something that falls outside of the standard policy language. This endorsement is a part of the policy. The meaning of AMENDATORY is corrective. • NC 03 38 06 21 Delivery. The termination of your coverage will be effective whether or not you have been paid the refund. Along with standard coverage options like comprehensive , collision, and uninsured/underinsured motorist coverage, most insurance companies offer coverage endorsements that allow you. The following is added to Newly Owned or Newly Leased Car: If a resident relative wants to insure a car newly. The deductible. Page 1 of 5 -- PLEASE READ THIS CAREFULLY -- AMENDATORY ENDORSEMENT . 5 %âãÏÓ 32 0 obj > endobj 38 0 obj >/Filter/FlateDecode/ID[18199AEFE338B74280EA5B4DD1798392>18199AEFE338B74280EA5B4DD1798392>]/Index[32 14]/Info 31 0 R. `the State Farm Companies. R. If your roof is over 15 years old, the reduction might be as high as 75% for a five-year-old roof. See examples of AMENDATORY used in a sentence. You may be able to. It’s important to have enough coverage to account for unforeseen circumstances. However, an Policyholders and Injured Parties. Except for the changes this endorsement makes, all other provisions of the policy remain the same and apply to this endorsement. For instance, if you choose to purchase an optional coverage to broaden your insurance protection, it may be called an endorsement. In its pleadings, State Farm stated that it had denied coverage for Kent's injuries based on the “mechanical device” exclusion in the commercial vehicle endorsement (Endorsement 6018GG. State Farm Companies; (2) the purchase of products or services from an organiza-tion that has entered into an agreement or contract with the State Farm Companies. farm land (without buildings), rented or held forWhat Is an Insurance Endorsement? An insurance endorsement is essentially any change made to your existing auto insurance policy. NF-5 Hospital Facility Form. Please read it carefully. To illustrate, if you have an ISO CGL policy and one of the endorsements added by the insurer has a form number of the structure “CG 21 ## MM YY,” the “21” category of CGL endorsements tells you that this form excludes something because the “21” category is “Exclusion Endorsements. The definition of “assault” is deleted and replaced by the following: “Assault” means any willful attempt to inflict physical harm on you by another which results in injury or . b. . I must be going about something in the wrong way, or else I'm encountering a string of shockingly inept State Farm staff. RULE §5. en amendatory. Individual or family cemetery plots or burial vaults of an "insured"; or h. The definition of "newly acquired auto" is amended as follows: "Newly acquired auto" means any of the following types of vehicles you bcome. Forms, Options and Endorsements: Forms, Options and Endorsements: CMP-4100 Businessowners Coverage Form. IF. That's because, once people pay you. is changed to read: 3. C. Additional Definition . 3d 875 (Mo. Representations. State Farm Companies. The definition of “pollutants” is deleted and replaced by the following: “Pollutants” means any solid, liquid, gaseous, bacterial, fungal, electromagnetic, thermal or other agent or substance that can be toxic or hazardous, cause irritation to animals or persons and/or cause contamination to property and the environment,CMP-4705. number date title state----- sample declarations. Insurance companies may also have optional amendatory endorsements which the policyholder may select to broaden, narrow, or otherwise alter the coverage provided. PLEASE READ IT CAREFULLY. S. The Insurer has the right to negotiate the settlement of any Claim, as it. 3. 6087c statutory notice. Bloomington, IL. SECTION I – COVERAGES COVERAGE B – PERSONAL PROPERTY Special Limits of Liability is replaced by the following:State Farm, 381 Md. you. New forms are constantly added. is deleted and. A. v. C. The deductible amount (%) is 2935C Page 1 of 2 AMENDATORY ENDORSEMENT This endorsement is a part of the policy. State Farm Companies. If the unexpected happens, homeowners insurance may help provide some key coverages. “State Farm Companies” means one or more of the following: a. A typical mobile home insurance policy is an HO-7 form. Canine liability. This form adds a definition of actual cash. This endorsement is a part of the Policy and takes effect on the effective date indicated below. Except for the changes this endorsement makes, all other provisions of the policy remain the same and apply to this endorsement. Amendatory Endorsement for Employees. Inflation. TNCs contract with drivers who use their personal vehicles to transport passengers. Co. GENERAL TERMS a. For example, an endorsement can provide golf cart personal property coverage of up to $5,000 and liability coverage of up to $25,000. The company I work for has an endorsement which states depreciation would be taken on material, labor, tax, etc where the base policy would only take it on material. When it comes to car insurance, you’ve got plenty of coverage options. Edit state farm 6128 amendatory endorsement. Get a free quote now. 5. NF-2 Application for Motor Vehicle No-Fault Benefits. `The State Farm Companies `do not warrant `the mer-`chantability, `fitness, `or `quality of any product or `service otfered or provided `bythat organization; or `(3) an agreement, concerning `the insurance provided by `this policy, `thal `the State `Farm Companies has with `an organization of which `you are a member, em- Section 3, Coverage H-Scheduled Farm Equipment and Section 3, Coverage K-Borrowed, Rented or Leased Farm Equipment insured under Peril Code 01. 5/10. It can either: Expand coverage. Amendatory Endorsement 6128AP stated in relevant part:¶21 State Farm expressly provided in Amendatory Endorsement 6128AP that it would not allow stacking. The definition of "newly acquired auto" is amended as follows: "Newly acquired auto" means any of the following types of vehicles you become theA home insurance endorsement is a change to the policy that modifies or endorses the existing policy without having to renew or replace it. It also has a nationwide agent network that can. This endorsement changes the policy. We truly appreciate and value your partnering with us for your insurance needs. This endorsement modifies insurance provided under the following: <Product Name> 1. The followingis added: Actual Cash Valuemeans the least of the: a. Missouri amendatory endorsement; Fungi or bacteria exclusion endorsement; Missouri Property and Casualty Insurance Guaranty Association;Texas minimum insurance requirements are higher than some other states. the most recently issued Declarations Page; b. Any “trailer” you own. Rule 55 currently contains a note at the end that. Endorsements remain in force until your policy ends. Plaintiff asserts the Amendatory Endorsement "targets only the ‘exclusion’ for vehicles ‘furnished for the regular use’ of the insured but not the exception [on which she relies] to that exclusion. EXCLUSIONS – READ THE FOLLOWING EXCLUSIONS CAREFULLY. For example, any changes made to the basic policy the commercial insurance carrier files with the state regulators is done by using endorsements. 8. Your initial policy may cover standard damages, like replacing your roof. ” (at 21. Just as insurance policies are unique, and no two. The large insurance companies may use a standard policy form in many states and then use an. If you look on the first page under loss settlement on the left, you will see A1 & B1 these are the indicators that State Farm uses for replacement cost coverage. H126 B 01/96 FROA0196 FARM AND RANCH OWNERS POLICY - FORM A (LIMITED FORM). Synonyms for amendatory and translation of amendatory to 25 languages. v. except for residence employees and insured farm employees (when endorsement HO 24 73 is attached). Any vehicle shown in the Declarations. Read on to find out what a cosmetic damage exclusion for wind and hail is and how it works. This includes, but is not limited to, any drug or controlled substance statute or regulation. b. at 232-35. This includes coverage for the following:EXCEPTIONS AND ENDORSEMENTS Your policy consists of this declarations page, the policy booklet - form 9843A, and any endorsements that apply, including those issued to you with any subsequent renewal notice. The following new endorsements have been introduced for use in North Carolina: • NC 03 33 06 21 Trust Endorsement - This endorsement provides coverage for vehicles held in trust. If the two appraisers fail to agree upon the amount of the loss within 30 days, unless the period. An endorsement may affect insurance premiums, and premiums may change as a result. Refer to the policy form for the definition of defense costs and punitive damages. 5. This endorsement is a part of your policy. Well . 188 (a) “Farm” has the same meaning as provided in s. Remediation means to treat, contain, remove or dispose of mold, fungi or other microbes beyond that which is required to repair or replace the covered property physically damaged by water. or b. Wesser argues the loss-payable endorsement is ambiguous. The appraisers will state separately the actual cash value and the amount of loss. Opt-Out of Sale or Sharing (CA residents only) To exercise your right to opt out of the “sale” or “sharing,” as described in our opt-out notice, you will need to click on each “toggle” below and move it to the left, then click “save. AMENDATORY ENDORSEMENT . View HO 06 52. All other terms, conditions, and exclusions remain unchanged. INSURING AGREEMENTS AND EXCLUSIONS, C. The GENERAL PROVISIONS, RENEWAL OF THIS POLICY is deleted and replaced with the following:The definitions added in this endorsement are in bold print. Commercial insurance endorsements is a common phrase used by insurance service providers, brokers, and lawyers but is vastly unknown to business owners. Except for the changes it makes, all other terms of the policy remain the same and apply to this endorsement. How much it costs. Careful review of the terms and conditions, especially when working with E&S markets, is critical to ensure proper coverage for insureds and no. number date title state ml474 aais 2. You will get a refund of any unused premium as promptly as possible. State Farm argued that (1) Michelle was not an insured, (2) the Jimmy was not an insured vehicle, and (3) the facts of this case did not fit within the "non-owned car" endorsement. " Homeowner, Fire, Life and Health bills: Locate your current bill's 10-digit key code at the top-right corner of the bill, directly. Very different from. Under Definitions, the definition of "fungus", if included in the coverage form, is deleted and replaced by the following. 1) to the policy. THIS ENDORSEMENT CHANGES THE. Adding an endorsement to your home insurance policy adds an additional cost to your monthly premium — but don’t let that deter you. State Farm Indemnity Company. SETTLEMENTS AND COOPERATION A. State Farm Fire and Casualty Company is a subsidiary of State Farm Mutual Automobile Insurance Company. Amendatory Endorsement 2935C is added to your State Farm® Ohio Personal Car Policy, 9835C. 22582 - RECORD OF OFFICIAL ACTION of the STATE BOARD OF INSURANCE. ENDORSEMENT Issued to: Policy Number: Endorsement number: (applicable when the endorsement is not issued with the Policy or takes effect after the effective date of the Policy) PENNSYLVANIA AMENDATORY ENDORSEMENT You and We agree: 1. “Home-sharing host activities” means: a. value of damaged property; b. ml0424 aais 07. WHO-503 Farm Personal Property View WHO-503 ML-30 Fire Department Service Charge:. 183 Section 2. b. If your homeowners insurance policy does cover wind damage, a will usually apply. , Bernadette Mayers, Np, Cavallaro Medical. This endorsement opens with a stern warning about driving in Mexico. 823. the premium or price for other products or services purchased by . Part 5. The . Additionally, a farm operation cannot be classified as a public or private nuisance due to a change: In ownership, In the type of farm product that is produced, In conditions in or around the locality of the farm, or Made in compliance with Best Management Practices adopted by local, state, or federal agencies. Rides can be arranged in advance or on short notice. State Farm General Ins. definition. The endorsement changes the definition of the insured’s “residence premises” to be one where the policyholder must reside at the beginning of the policy period. The following is added: When you request changes to this policy, or the infor-mation or factors used to calculate the premium for this policy changes during the policy period, we may adjust the premium in accordance with the change during theAAIS This endorsement changes GL 0675 10 08 the policy Page 1 of 3 -- PLEASE READ THIS CAREFULLY -- AMENDATORY ENDORSEMENT NEBRASKA The following provisions amend forms FL-1, FL-2, and FL-3: 1. If your roof is over 15 years old, the reduction might be as high as 75% for a five-year-old roof. Estes is explicitly excluded from the definition of resident relative because he was one of the named insureds in the policies. $500 01/01/2022 01/01/2023 $19,800. PLEASE READ IT CAREFULLY. The first check will cover the actual cash value (ACV) or. ”. The revised endorsements amend Part E – Duties After An Accident Or Loss – Filing A Claim and Part F – General Provisions. Plus, in addition to upping your coverage limits, riders can protect you for events that aren’t covered by basic insurance policies, like earthquakes, damage from pets, or identity theft. Appointment of Commissioner as Agent - Form RRG/PG C1. 2935C Page 1 of 2 AMENDATORY ENDORSEMENT This endorsement is a part of the policy. Amendatory Endorsement Wisconsin: View GL 0035 GL-452: Amendatory Endorsement Wisconsin View GL-452: FO 0710. WC 00 01 06A. 1 (PDF) No - UW Guidelines (PDF) Liberty Mutual Group Liberty Mutual Fire Insurance Company: FMHO 943/HO 00 03 04 91 (PDF) FMHO 954/HO 00 04 04 91 (PDF) FMHO. b. . Editorial changes that do not change the coverage and benefits currently provided are not described. Appearance Allowance : Cosmetic adjustment for the vehicle. A. "We" do not pay for "bodily injury" if benefits are: a. Amendatory Endorsement 6128AP stated in relevant part: ¶21 State Farm expressly provided in Amendatory Endorsement 6128AP that it would not allow stacking. Paul Place, Baltimore. Borrower shall provide CalHFA with original certificates and amendatory endorsements for all required insurance coverage, in a form and substance acceptable to. policy. Appraisal is deleted and replaced by the following: 6. , 604 S. Company: State Farm Fire and Casualty Company – Open to New Business Homeowners’ Policy Forms. Business day , when used in this endorsement, means a day other than Saturday, Sunday, or a holiday recognized by the state of Texas. (Doc. What is amendatory endorsement? a document added to an insurance policy that may be requested by you or the insurer to limit or add to the coverage, or to. (2) of coverage H of FL 00 20—rental of premises—as it pertains to the residences scheduled on the endorsement. For example, home insurance policies set. the premium or price for other products or services purchased by . It's a legally binding amendment to a contract. The: (1) Rental or holding for rental; or. You can file and manage your claim from the convenience of your mobile device. The purpose of an endorsement is to enhance your base policy — whether it’s your home, car or something else. Auto. A sewer backup can cause costly water damage that can be very hard to repair. Make sure that you save the inventory to your desktop. Tradutor . DEFINITIONSA homeowners insurance policy endorsement expands on the standard homeowners coverage by adding to or modifying the insurance policy. It’s a great choice for small- to medium-sized businesses, such as hair salons, florists, landlords, photographers and more. "Typically, insurance policies will state a maximum limit of between $1,000 and $10,000 for mold remediation. Schedule: $1,600 to $12,000. Thank you for insuring with Farm Bureau Town & Country Insurance Company of Missouri. Adding an endorsement to your existing insurance contract usually means adding or modifying coverage. Insuring Agreement a. 1:08-cv-129264). State Farm. Homeowners insurance endorsements can also be called. $1000 deductible on Collision and $250 on. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparation of the policy. It can also provide liability coverage if someone hurts themselves at your home or you cause property damage. Edit: In addition you have Option ID which adds additional replacement cost on your dwelling structure (often referred to as Guaranteed Replacement Cost by many carriers). Loss to covered property caused directly by Windstorm and Hail is covered by State Farm Property Insurance Policies, but can be subject to a separate deductible endorsement. This language, while not required by statute, was clear and unambiguous. State Farm Compa-nies. Schedule: $1,600 to $12,000. What separates an HO-3 from policies with more limited coverage — such as HO-1 and HO-2 policies — is that your dwelling is covered against all perils, unless they are specifically. State Farm Group – 2018 Market Share: 19. Could be a roof schedule, could state what they take depreciation on. a unambiguously excludes UIM coverage for Plaintiff's claim. b. So don't wait until a flood is imminent to buy a policy. $1 Million per claim / $1 Million annual aggregate. These amendatory endorsements are . The followingis added: Actual Cash Valuemeans the least of the: a. DEFINITIONS A. Appraisal is deleted and replaced by the following: 6. " This endorsement defined professional services of engineers, architects, or surveyors to include "the preparing, approving, or failure to prepare or approve maps, shop drawings,. mandatory. (The Doan, et al. Ins. PART 7. Such other products or services must be pro-vided by the . is amended. State Farm Mutual Automobile Insurance Company and State Farm Fire and Casualty Company recently received approval from the Florida Office of Insurance Regulation (“OIR”) for its form filings as listed below. CA 04 21 11 20 – Full Safety Glass Coverage: Essentially, attachment of this endorsement removes deductibles for glass. 6128cp amendatory endorsement. This coverage automatically increases the amount of condominium unitowners insurance coverage on your building property and personal property as inflation changes the cost of replacing your property. This endorsement is a part of the policy. 79%. If you have a larger home business, you may need an in-home business policy, which. For more information, visit State Farm Fire and Casualty Company's website or call 800-782-8332. Amend the policy by adding thereto the endorsements as set out in (c) below, which may. C. We would like to show you a description here but the site won’t allow us. judgment in favor of State Farm Mutual Automobile Insurance Company ("State. The written report of agreement will set the amount of the loss of each item in dispute and will be binding upon you and us. American Family Mutual Insurance, 1 recently upheld that the Minnesota Amendatory Homeowners Endorsement (“Endorsement”) excludes “matching. 6087c statutory notice. Anything that isn’t permanently attached to your home or your property is most likely considered personal property. W. What does amendatory mean? Information and translations of amendatory in the most comprehensive dictionary definitions resource on the web. This endorsement is a part of your policy. Personal Automobile Insurance Consumer Bill of Rights. value of damaged property; b. Define Amendatory Endorsement for Children. So, aim to purchase an amount of coverage at least equal to the. You may not live there, but the rental property you own is a big investment. This endorsement is a part of the Policy and takes effect on the effective date indicated below. An amendatory endorsement (loss-payable endorsement) to Wesser's policy provides that a "[l]oss will be payable five business days after [State Farm receives the insured's] proof of loss and: (a) reach[es] an agreement with [the insured]; (b) there is an entry of a final judgment; or (c) there is a filing of an appraisal award with [State Farm. GENERAL. In its pleadings, State Farm stated that it had denied coverage for Kent’s injuries based on the “mechanical device” exclusion in the commercial vehicle endorsement (Endorsement 6018GG. S. An insurance policy endorsement is a change document that is added to existing insurance policies. Here’s the average yearly cost of State Farm home insurance for five different levels of dwelling coverage: Dwelling coverage level. Amendatory Endorsement Earthquake Volcanic Eruption Building Ordinance or Law Cov Residential Community Assoc Hired Auto Liability Employee Dishonesty. These amendatory endorsements are . 56-5270: Special Form Home Owners’ Package Policy. Santa Clara County, April 20, 2016, No. AMENDATORY ENDORSEMENT NC 00 13 06 21 This endorsement is a part of your policy. Return the completed form to State Farm via e-mail at HOME CLMS-FIRECLAIMS with your claim number as the subject. It's unclear if 6015j is also still included. d/b/a Get Ready Medical Supply, Apex Medical P. Homeowners insurance endorsements allow you to customize your coverage based on your needs. (The Doan, et al. An EPAE may also provide increased protection for items such as computer equipment, that may have lower coverage limits in a standard policy. A copy of DFR 2017-04 and policyholder notices follow for your quick reference. The policy forms and endorsements displayed on this page are the most current available to the Missouri Department of Insurance, Financial Institutions & Professional Registration (DIFP). Let’s say you just purchased homeowners insurance. Small businesses also can purchase a similar amendatory endorsement to their businessowners insurance policy. "Amendatory Endorsement - New Jersey" [id. IRA Rollover/Transfer Form. App. R. Learn about types of car insurance coverage including collision, comprehensive, liability and more. Homeowners insurance is not only desired, but in many cases, required by your. While the majority of insurance endorsements are voluntary, meaning either you or your insurer opted. Denver, Colo. These proposed changes are to be effective 3/1/2022, and are being filed in all. By Allstate. Box 799100 Dallas, TX 75379-9100 M-15- -FAEO 001441 3125 ABITARE CONDOMINIUM ASSOCAmendatory Endorsement: This notice confirms that a change was made to a policyholder's base policy, such as adding towing service. and that 15 – OPINION AND ORDER Exclusion 2. American Family Mutual Insurance, 1 recently upheld that the Minnesota Amendatory Homeowners Endorsement (“Endorsement”) excludes “matching. 5/13. DEFINITIONS . ENDORSEMENT Issued to: Policy Number: Endorsement number: (applicable when the endorsement is not issued with the Policy or takes effect after the. Eleven years. This endorsement modifies insurance provided under the following:. Plaintiff, however, contends the Amendatory Endorsement does not alter the exception on which she relies. Under Common Policy Conditions, Cancellation is deleted and replaced by the following: Cancellation. In Johnson v. 1989) (finding that, where an insurance policy broadly defined motor vehicle, a moped was a motor vehicle despite that the state's “financial responsibility law” excluded mopeds from its definition of motor vehicle, reasoning that an insurer may offer “broader coverage. Cancellation is deleted and replaced by. State Farm Mutual Automobile Insurance Co. is deleted and replaced by the following:. " According to a claim superintendent, State Farm issued the policy to LaRoque in June 1988 with Amendatory Endorsement 6025J, effective July 7, 1988. " According to a claim superintendent, State Farm issued the policy to LaRoque in June 1988 with Amendatory Endorsement 6025J, effective July 7, 1988. After 12 years with the former Green Bay Packers quarterback, State Farm has not renewed its endorsement deal with quarterback Aaron Rodgers, who is now with the New York Jets. Between the late 1990s and early 2000s, the insurance industry changed the wording of home insurance policies to exclude mold coverage in response to increased mold damage claims associated with homeowners insurance water damage claims.